Step-by-step articles to help you understand UK finances in 2026/27
Clear, practical articles · no jargon, no paywalls
A step-by-step guide to understanding income tax, NI and pension deductions using our salary calculator.
Read Guide →Learn how to work out your monthly payments, total interest and what LTV means for your rate.
Read Guide →How AfC bands, London weighting, pension tiers and tax all combine to give your actual take-home pay.
Read Guide →Class 2 and Class 4 NI, Self Assessment, payment on account · everything sole traders need to know.
Read Guide →First-time buyer relief, second home surcharges, and how SDLT bands work in England, Scotland and Wales.
Read Guide →How much to save, auto-enrolment, SIPPs, state pension and the annual allowance explained.
Read Guide →CGT rates on property and shares, the £3,000 exempt amount, and how to reduce your CGT bill.
Read Guide →Nil rate band, residence NRB, the seven-year rule, gifting exemptions and IHT planning strategies.
Read Guide →Cash ISA vs Stocks & Shares ISA, the Lifetime ISA bonus, and how to make the most of £20,000 allowance.
Read Guide →Stamp duty surcharge, rental yield, Section 24 mortgage restriction and CGT when you sell.
Read Guide →Plan 5 repayment threshold, tuition fees, maintenance loan and whether you'll ever pay it all back.
Read Guide →SMP rates, eligibility, 39-week payment breakdown, Maternity Allowance and your rights at work.
Read Guide →For informational purposes only · Not financial advice · Tax rates shown are for 2026/27