Divorce Settlement Calculator

A starting-point picture · not a verdict. See the matrimonial pot, the 50/50 baseline, and the adjustments that move real settlements. This is a rough guide, never a substitute for legal advice.

Total Matrimonial Pot
£0
Enter the assets to estimate
50/50 Starting Point (Each)
£0
Illustrative Range · Your Share
·
Pensions in the Pot
£0
Non-Pension Assets
£0
Pension Sharing Indicated?
·
Typical Adjustment
·
Enter the assets to get started.
The Matrimonial Pot & an Illustrative Split

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Divorce Settlement FAQs

Is a settlement always 50/50?
No · 50/50 of the matrimonial assets is the starting point, then courts adjust for needs (housing children first and foremost), marriage length, earning capacity and contributions. A primary carer of young children commonly receives more than half to secure a home; short childless marriages may stay near 50/50. This tool shows the baseline and a rough adjusted range · the actual figure is discretionary.
Are pensions included?
Yes · often the second-biggest asset after the home, and routinely forgotten, usually to the cost of the lower-earning spouse. They can be split by a pension sharing order (a percentage transferred), offset against other assets, or earmarked. If the two pensions are very unequal, ignoring them can leave one party far worse off in retirement than the "50/50 of the house" suggests.
What counts as a matrimonial asset?
Broadly, what was built during the marriage: home, savings, investments, marriage-period pension accrual, businesses. Pre-marital assets, inheritances and gifts may be treated as non-matrimonial and sometimes excluded · but can be pulled in to meet needs, particularly in long marriages. The boundary is a common area of dispute.
Do I have to go to court?
Usually not for the money. Most settlements are agreed via solicitor negotiation or mediation and made binding by a consent order a judge approves · far cheaper and faster than contested proceedings. Court is the backstop when agreement fails.
How accurate is this?
It is a starting-point illustration, nothing more. Real outcomes turn on needs, earning capacity, children, conduct and judicial discretion that no calculator models. Use it to understand the shape of the conversation, then see a family solicitor · early advice often saves far more than it costs.

For informational purposes only · NOT legal advice and NOT a prediction of any court outcome · Divorce finances are highly fact-specific and discretionary · England & Wales · Always consult a family law solicitor · Resolution (resolution.org.uk) lists specialists