Net Worth Percentile Calculator

Income is the flow · wealth is the score. See where your household really stands for your age, pensions included.

Wealthier Than
0%
of UK households in your age band
Your Percentile (Age Band)
·
Median for Your Age
£0
You vs Median
£0
Top 25% Starts At
£0
Top 10% Starts At
£0
Typical Wealth Mix
40% pensions · 35% property
Enter your net worth to get started.
Your Age Band's Wealth Ladder · You Are Here
Median Household Wealth by Age (Estimates)
Age Bandp25Medianp75p90
25-34£14,000£66,000£186,000£410,000
35-44£40,000£185,000£430,000£810,000
45-54£80,000£310,000£680,000£1,230,000
55-64£130,000£470,000£980,000£1,680,000
65+£110,000£380,000£790,000£1,350,000
ONS Wealth and Assets Survey style estimates, household total wealth including pensions · rounded.

Explore More Tools

💎 Net Worth 📊 Am I Rich? 🎯 Pension Calculator 📈 Compound Interest 🔥 FIRE Calculator 💵 Savings Calculator 🌅 Retirement Budget 🏡 Mortgage 🏦 ISA Calculator 📊 Budget Planner

Net Worth Percentile FAQs

What is the average net worth in the UK?
Median household total wealth is around £300,000 including pensions and property · but age changes everything: ~£66,000 for 25-34 households, £185,000 for 35-44, £310,000 for 45-54, £470,000 for 55-64 and £380,000 for 65+ (ONS Wealth and Assets Survey style estimates). Comparing against your own age band is the only fair test.
What counts as net worth?
Everything owned minus everything owed: property equity, pension pots, savings, investments, vehicles · minus mortgage and debts. Household means partners combined, matching how the ONS reports. Our Net Worth calculator totals it in two minutes.
Why do pensions matter so much?
Pension wealth is ~40% of all UK household wealth · more than property. A £300,000 pension quietly outranks the neighbour's car collection. If you excluded pensions from your figure, tick the box off above · the tool warns you, because pension-less comparisons are wildly misleading.
How much reaches the top 10%?
Nationally about £1.2m of household wealth; ~£2m for the top 5%. Within age bands the bars are lower: roughly £410,000 puts a 25-34 household in its top 10%, £810,000 for 35-44. Ranking within your band measures how you are actually doing.
Is comparing net worth healthy?
Used well, yes · real data beats distorted social comparison, and most people hugely overestimate everyone else's wealth. The productive metric is trajectory: is the number growing each year? Measure annually, compare with yourself first, and use the percentile as calibration rather than a scoreboard.

For informational purposes only · Percentiles are interpolated estimates in the style of the ONS Wealth and Assets Survey (latest available), household total wealth including private pensions · Distributions shift over time · A reflection tool, not advice