UK Stamp Duty Calculator 2026/27

Calculate SDLT (England), LBTT (Scotland) or LTT (Wales) with first-time buyer and additional property rates.

Stamp Duty Payable
£0.00
Effective rate: 0.00%
Effective Rate
0.00%
Est. Total Purchase Cost
£0.00
inc. SDLT, conveyancing, survey
FTB Saving
£0.00
vs standard buyer
Adjust the inputs to calculate stamp duty.
Tax Band Breakdown
Band Rate Taxable Amount Tax Due
Price Comparison
Item£350,000£400,000

Stamp Duty (SDLT) Quick Reference · England 2026/27

Standard buyer rates. First-time buyers pay £0 up to £300,000 then 5% above. Additional dwellings add 3% surcharge.

Property Price Standard Buyer First-Time Buyer Additional Dwelling
£125,000£0£0£3,750
£200,000£1,500£0£7,500
£250,000£2,500£0£10,000
£300,000£5,000£0£14,000
£350,000£7,500£2,500£17,500
£400,000£10,000£5,000£22,000
£500,000£15,000£10,000£30,000
£600,000£20,000£20,000£38,000
£750,000£27,500£27,500£50,000

Different rates apply in Scotland (LBTT) and Wales (LTT). Scottish rates from April 2025: 0% up to £145,000, 2% £145k–£250k, 5% £250k–£325k, 10% £325k–£750k, 12% above.

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Stamp Duty FAQs

How much stamp duty on a £250,000 house UK 2026?
A standard buyer pays £2,500 stamp duty on a £250,000 property in England 2026/27 (0% on first £125,000 = £0, 2% on next £125,000 = £2,500). A first-time buyer pays £0 as the property is below the £300,000 FTB threshold.
How much stamp duty on a £400,000 house UK 2026?
A standard buyer pays £10,000 on a £400,000 property (0% on £125k = £0, 2% on next £125k = £2,500, 5% on remaining £150k = £7,500 · total £10,000). A first-time buyer pays £5,000 (5% on the £100,000 above the £300,000 threshold).
Do I pay stamp duty when buying a second home?
Yes · second homes and buy-to-let properties in England attract a 3% surcharge on top of standard rates since October 2024. On a £300,000 second home, standard SDLT would be £5,000, rising to £14,000 with the surcharge.
When do you pay stamp duty?
Stamp duty must be paid within 14 days of completing a property purchase in England. Your solicitor or conveyancer normally handles this on your behalf.
Is stamp duty different in Scotland and Wales?
Yes. Scotland uses Land and Buildings Transaction Tax (LBTT) and Wales uses Land Transaction Tax (LTT), each with their own rates and thresholds. This calculator covers England only.

For informational purposes only · Not financial advice · Tax rates shown are for 2026/27