Child Benefit Calculator 2026/27

Calculate your Child Benefit entitlement and check whether the High Income Child Benefit Charge (HICBC) applies to you.

Annual Child Benefit
£0.00
Net after charge: £0.00
Weekly Benefit
£0.00
Annual Benefit
£0.00
HICBC Charge
£0.00
Net Annual Benefit
£0.00
Monthly Net
£0.00
Effective Clawback
0%
Enter your details to see your Child Benefit breakdown.
Benefit Kept vs Clawed Back
High Income Child Benefit Charge Explained

The High Income Child Benefit Charge (HICBC) was introduced so that higher earners repay some or all of their Child Benefit through self-assessment. From April 2024, the threshold was raised from £50,000 to £60,000 · this threshold continues for 2026/27.

The charge applies to whoever earns more. For every £200 (or part thereof) of adjusted net income above £60,000, you repay 1% of the Child Benefit received. At £80,000 or above, the full 100% is repaid · meaning you keep none of the benefit in cash terms, though registering still protects NI credits.

Adjusted net income is your gross income reduced by pension contributions (including salary sacrifice), Gift Aid donations and certain trading losses. Increasing pension contributions can bring your adjusted net income below the £60,000 or £80,000 thresholds.

The charge is collected via Self Assessment. If you or your partner has income over £60,000 and you receive Child Benefit, you must register for Self Assessment and file a tax return each year.

Child Benefit Rates · UK 2026/27

Paid for children under 16 (or under 20 in approved education/training). High Income Child Benefit Charge applies if either parent earns above £60,000.

Children Weekly Rate Monthly Rate Annual Rate
1 child £26.05/wk £113/mo £1,354/yr
2 children £43.30/wk £188/mo £2,252/yr
3 children £60.55/wk £262/mo £3,149/yr
4 children £77.80/wk £337/mo £4,046/yr

High Income Child Benefit Charge · Clawback by Income

Higher Earner's Income % Clawed Back Net Benefit Kept (1 child) Net Benefit Kept (2 children)
£60,000 0% £1,354/yr £2,252/yr
£65,000 25% £1,016/yr £1,689/yr
£70,000 50% £677/yr £1,126/yr
£75,000 75% £339/yr £563/yr
£80,000+ 100% £0/yr £0/yr

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Child Benefit Calculator FAQs

How much is Child Benefit in the UK for 2026?
For 2026/27, Child Benefit is £26.05/week for the eldest or only child (£1,354/year) and £17.25/week for each additional child (£897/year each). Payments are made every 4 weeks directly into your bank account. Rates are reviewed annually each April.
Who qualifies for Child Benefit in the UK?
You can claim if you are responsible for a child under 16, or under 20 if they are in approved full-time education or training. You must live in the UK. There is no income limit to claim, but the High Income Child Benefit Charge applies if either parent's adjusted net income exceeds £60,000. Even if you earn over £80,000 it is still worth registering to protect your National Insurance credits.
How does the High Income Child Benefit Charge work?
The HICBC claws back Child Benefit payments through Self Assessment when the higher earner in a household has an adjusted net income above £60,000. For every £200 (or part thereof) above £60,000, 1% of the annual benefit is repaid. At £80,000 or above, 100% is clawed back. Increasing pension contributions reduces your adjusted net income and can lower or eliminate the charge.
Should I claim Child Benefit even if I have to pay it back?
Yes · it is almost always worth registering, even if you will repay all of it via the HICBC. Claiming protects National Insurance credits for a non-working parent (worth around £329/year towards the State Pension) and ensures your child automatically receives a National Insurance number at age 16. You can opt out of receiving payments while keeping the NI credits, avoiding the need for a Self Assessment return.

For informational purposes only · Not financial advice · Child Benefit rates and HICBC thresholds shown are for 2026/27