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Enter your details to calculate your State Pension entitlement.
Calculate how much State Pension you will receive based on your National Insurance qualifying years, and what you could do to increase it.
Enter your details to calculate your State Pension entitlement.
The full new State Pension is £221.20 per week (£11,502.40/year) in 2026/27. This requires 35 qualifying NI years. You need a minimum of 10 qualifying years to receive any pension. The pension increased by 4.1% from April 2025 under the Triple Lock guarantee.
State Pension age is currently 66 for both men and women. It will rise to 67 between 2026 and 2028 for those born between 6 April 1960 and 5 April 1977. You can check your exact date at gov.uk/check-state-pension.
Yes. Voluntary Class 3 NI contributions cost around £824.20 per qualifying year. Each extra year adds approximately £6.03/week (£313.56/year) to your pension. The cost pays for itself in under 3 years of claiming. You can fill gaps going back 6 years normally, or further back in certain circumstances.
Yes. The State Pension counts as income for tax purposes. However it is paid gross with no tax deducted. If your total income (State Pension plus other pensions, employment income etc.) exceeds your personal allowance of £12,570, you will pay income tax on the excess, usually collected via an adjusted tax code on another income source.
For informational purposes only · Not financial advice · Check your NI record at gov.uk/check-national-insurance-record for an official figure